Breaking Your Barriers to Making More Money: Top 7 Reasons Holding You Back. The top 7 reasons people have difficulty making more money are lack of knowledge and understanding of personal finances, fear of failure or risk, procrastination and lack of motivation, underearning and lack of confidence in one's abilities, limited access to resources and opportunities, poor money management and budgeting, and negative mindset and beliefs about money and wealth. Remember that these barriers can be overcome with knowledge, effort, and a positive attitude. Start today to identify and work on the things holding you back from achieving financial success. Thanks for watching, and don't forget to subscribe to our channel for more financial tips and advice.