How to retire early with little money UK might well become a common question as people realise, they have little money but also tired of the 9 to 5. Let's face it; it's not uncommon to reach your 40s and think; "What another 25 years of this before I can retire!" So if you want to retire at all, let alone do it early with little money, you will need to undertake a few straightforward actions sooner than later.